Accounting software comparison

Accounting Software Comparison: The Best Accounting Software for Businesses in 2025

Every business owner knows the importance of financial management. Having an organizational system to manage transactions, tracking income and expenses, and generating financial reports are all essential to business operations.

To simplify the financial management process, many business owners turn to accounting software. These programs are designed to help businesses manage their finances, run payroll, and more.

If you’re looking for business accounting software, it’s important to do your research and carefully select the system that will be the best fit for your unique business needs.

Accounting Software Comparison: 6 Options for Businesses to Consider

There are many options for business accounting software on the market, each with different uses, features, pricing structures, and customer support options. Let’s take a look at six of the most popular accounting software choices for businesses.

1. Intuit QuickBooks

Intuit QuickBooks is a cloud-based accounting platform built for businesses and accountants. It has the ability to perform a wide range of business accounting tasks, including running reports, organizing receipts, accepting payments, invoicing, tracking income and expenses, and managing contractors.

Key Features

  • Accounting
  • Bill and cash flow management
  • Bookkeeping
  • Employee timesheets
  • Expense tracking
  • Financial reporting
  • Inventory management
  • Invoicing
  • Mileage tracking
  • Payroll
  • Project management

Price

QuickBooks starts at $35/month and offers a variety of additional plans at a higher cost. The software also offers a 30-day free trial for new users.

Customer Service

QuickBooks includes customer service via phone call, live chat, email support, community forums, and training webinars with all plans.

2. Wave

Wave offers various tools that help business owners and freelancers manage their finance, including accounting, invoicing, reporting, and payroll. This comprehensive accounting software has an expansive free plan and is designed to be easy to use.

Key Features

  • Accounting
  • Expense tracking
  • Invoicing
  • Payments
  • Payroll
  • Receipts
  • Reporting

Price

Wave offers a free version of its accounting software for businesses. Paid plans with extra features and abilities are also available.

Customer Service

Wave offers customer service primarily through its knowledge base, email support, and community forums, which are designed to provide users with resources and a platform for seeking assistance and answers to their accounting and software-related questions. Phone support is not available. Paid plan users can reach their support team by submitting an email or live chat request via their automated chatbot, Mave.

3. FreshBooks

FreshBooks is accounting software built for business owners without an accounting background. It is easy to use and offers features like expense tracking, project management, invoicing, report generation, and more. Additionally, it offers numerous automations so users can configure the software to fit their needs.

Key Features

  • Accounting
  • Bookkeeping
  • Expense and receipt tracking
  • Invoicing
  • Payments
  • Payroll
  • Project management
  • Reporting
  • Time tracking
  • Unlimited estimates

Price

FreshBooks offers a 30-day free trial for new users. Plans start at $21/month for up to five clients. There is also an option to design a custom plan with custom pricing.

Customer Service

FreshBooks’s highly-rated customer support is available for all customers, with flexible options including phone, email, and live chat. They also offer a documented knowledge base, live webinars, and an active online community.

4. Xero

Xero is a cloud-based accounting software built to be both flexible and scalable. It offers a wide range of tools businesses can use to manage their finances, including payroll, reporting, accounting, invoicing, and project and inventory management. Xero’s user interface is also easier to use than many other robust accounting software programs.

Key Features

  • Accounting
  • Bank reconciliations
  • Bill and receipt capturing
  • Expense tracking
  • Financial reporting and analytics
  • Inventory management
  • Invoicing
  • Payroll
  • Project management
  • Purchase orders

Price

Xero has a free 30-day trial for new customers. Plans start at $20/month, with several options to upgrade as your business continues to grow.

Customer Service

Xero offers 24/7 online support for all customers, a comprehensive help center with articles and tutorials, and a global network of certified advisors to ensure users have access to expert guidance and resources whenever they need accounting or bookkeeping assistance.

5. Zoho Books

Zoho Books is a comprehensive online accounting software with capabilities including invoicing, accounting, expense tracking, and report generating. It also offers extensive integration options that business owners can use to connect the software to their bank account, e-commerce platform, and more to access real-time financial and accounting data.

Key Features

  • Accounting
  • Expense tracking
  • Inventory management
  • Invoicing
  • Mileage tracking
  • Offline and online payments
  • Payroll
  • Project management

Price

Businesses with less than $50,000/year in revenue can use Zoho’s free plan. Paid plans start at $20/month.

Customer Service

Free plan users can access email support. Paid plans provide customer support via email, voice, and chat.

6. Sage 50

sage 50 logo

Sage 50 is a robust accounting software designed for businesses that offers powerful tools for managing finances, invoicing, cash flow, inventory, and payroll. It provides customizable reporting, secure remote access, and compliance support, which makes it ideal for businesses seeking accurate, professional financial management with flexibility and scalability to grow alongside their operations.

Key Features

  • Accounting
  • Cash flow management
  • Expense tracking
  • Financial reporting
  • Inventory management
  • Invoicing and billing
  • Payroll processing
  • Project forecasting

Price

Sage 50 plans start at $61.92/month. Options that bundle accounting and payroll or human resources (HR) software are also available.

Customer Service

All Sage 50 plans include unlimited phone and chat support as well as 24/7 access to a comprehensive knowledge base and an online community of accounting professionals.

How to Choose the Best Accounting Software for Your Business: 8 Steps to Follow

Selecting the right accounting software for your business can be tricky, but it can make a significant difference in how efficiently your business can manage its finances. It’s important to take a structured approach.

Taking the time to go through these steps will help you select an accounting solution that supports your business goals, adapts to your growth, and simplifies financial management for your business.

Step 1: Evaluate Your Business Needs

Start by taking a close look at your business operations. Do you run a small service-based business, an ecommerce platform, or a growing enterprise with multiple locations? Understanding your industry, operational complexity, and current financial management process will inform the type of solution you require.

Step 2: Determine the Type of Software You Want

Accounting software comes in various formats, including cloud-based platforms, on-premises installations, and even open-source solutions.

Cloud-based software offers flexibility and real-time access, while on-premises systems may appeal to businesses with specific security or customization needs. Open-source tools can be highly customizable but may require more technical expertise to implement and manage.

Think about the type of accounting software you want before going further in the process.

Step 3: Identify Must-Have Features

Consider what functionalities are essential for your business. Common features include invoicing, expense tracking, payroll integration, bank reconciliation, inventory management, and tax reporting. Also, think about integrations with other software tools you already use, such as your customer relationship management (CRM) system or ecommerce platform. You want everything to be able to play together nicely.

Step 4: Set a Realistic Budget

Accounting business software pricing varies widely. Some tools charge a monthly subscription fee, while others require a one-time purchase or tiered pricing based on features or user numbers. Outline how much you are willing to spend, keeping in mind both short-term costs and long-term value.

Step 5: Project Future Growth

Will your business be scaling in the next few years? If so, choose software that can grow with you. Look for scalability in terms of user access, features, and transaction volume. Some platforms offer higher-tier plans that support complex needs as your operations expand.

Step 6: Compare & Test Your Options

With a clear understanding of your needs, narrow your list to a few top contenders. Take advantage of free trials, demos, or guided walkthroughs. During testing, assess the software’s ease of use, user interface, speed, and how well it handles your key requirements.

Step 7: Assess Customer Support & Reviews

Check user reviews, especially from businesses similar to yours. Evaluate customer support channels (chat, phone, email), availability, and responsiveness. A strong support team can be critical, especially during setup and troubleshooting.

Step 8: Make an Informed Decision

After evaluating features, pricing, support, and usability, make your selection. Choose the tool that not only meets your current requirements but also offers the flexibility and support needed for future growth.

Contact Fisher, P.A. for Outsourced Accounting & Business Accounting Services

Whether your business uses accounting software or sticks to traditional paper and pen, we’re here to help.

At Fisher, P.A., our team of experienced accounting professionals are ready to answer your questions, walk you through our business accounting services, talk about options like outsourced accounting, and show you how to grow your company. We serve individuals and businesses in North Carolina and throughout the country, and we are here to lift the burden of accounting from your shoulders.

Our skilled team is ready to get to work so you can get back to doing what you do best: running your business.Call us at 704.332.7800 or fill out our contact form today to schedule a consultation.